emergency – The Quiet Bloom

blogging, chances, creative, emergency, experience, growth, learning, life, limit, observation, random

Water, Fresh Clothes & Mind

March 3, 2025 lcscarlett957

What are three objects you couldn’t live without?

3 objects that I could not live without would be…..

1. My Handy Water Bottle

2. My favorite clothes to keep me warm

3. A good book that can always keep my mind fresh

Water because it helps me survive, which keeps me hydrated and is accessible anywhere for free.

I’m always grateful for the clothes that I have, so that keeps me warm, that keep me centered.

Yes, I was wondering when between a book or a phone, which would I rather have. I chose the book because with the phone or any electronic device, it has a time limit and runs out….

A book can never run out… when it is just an endless capacity of knowledge.

blogging, Budget, emergency, experience, growth, learning, random

Priortize Needs & Save/Invest More

February 17, 2025 lcscarlett957

Write about your approach to budgeting.

I’m still learning even as a learning accountant of my budgeting format. But I kind of changed it from the usual 50/30/20 with Needs, Wants, Savings.

My format now is a bit a flip to the format….

It is more like 70/20/10 format.

Oh, now I’m trying not to spend too much on my wants like pointless stuff that i won’t use after one time. And more on my needs and being satisfied with what I have for a good specific amount of time.

I’m only putting items that I want for personal growth, only for emergencies or if it is absolutely necessary.

This focuses on more to investing and saving a good portion than spending too much on what I want. Because it’ll help me more in the long run, and i’m really focused on in the short term and towards my future.

blogging, celebration, emergency, fun, life, limit, random

Save, Invest, Settle & Have Fun

January 28, 2025 lcscarlett957

What would you do if you won the lottery?

If I won the lottery, first I would thank God…

Second, pay off all my debts so I can finally remove the chips and annoyances off my shoulder…

Third, give a good portion to my family because they always have been there for me.

Fourth, the most important one because usually I hear stories of how people aren’t mindful when they win the lottery and blow all of it off that they reach the situation they were again.

For me, I am taking a considerable percentage of the winnings and putting half of it putting in investments so it can grow over time and half it in an emergency fund.